Government Assistance Programs - Nevada

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There are a number of federal and state programs designed to give a wide range of home buyers assistance in pursuing the American Dream of home ownership. Many of the agents in our firm have been trained and certified with various State of Nevada groups and we work with mortgage lender partners who are certified and able to offer these beneficial programs. Below is a summary of the most popular programs and with a link to more information. CalNeva Realty maintains a separate website that is dedicated to this program information - if you want to browse this site from the top, go to www.firsttimehomebuyernv.com.

First Time Home Buyer Programs

The Nevada Rural Housing and the Nevada Housing Division both offer programs for first time home buyers. These programs offer down payment assistance in the form of non-repayable grants. The grant monies can also be used for closing costs. In some cases, these programs can make a world of difference for a first time home buyer getting into a home or not. Follow the link for First Time Home Buyer Program details.

Military & Veterans Home Buyer Programs

Our active duty military make many sacrifices to serve and protect our county. Fortunately, the Nevada Housing Division offers down payment assistance for active duty service personnel in all branches of the military including the National Guard. These programs benefit military buyers through down payment and closing cost assistance. In addition, active duty military can take advantage of Federal programs such as the VA Loan. Learn more about Military and Veteran Home Buyer Programs.

Teacher Home Buyer Programs

For teachers in public K-12 schools in Nevada, there is a program offered through the Nevada Housing Division which offers up to $10,000 in down payment and closing cost assistance. This program does not have a first time home buyer requirement. Learn more about Teacher Home Buying Programs.

Additional Programs

In addition, there are loan programs such as FHA and conventional loans that offer advantages for homes that need repairs, programs for rural areas of Nevada, and mortgage credit certificates which allow the homeowner to get cash rebates based on the amount of interest paid each year that the home is owned.